Get Started Now with CCCSMD

CCCSMD is dedicated to helping individuals who are struggling with debt. We have many years of non-profit experience in counseling and educating consumers who are in debt. We are here to help you get back on the road to financial freedom.

Our online credit counseling module is a free, convenient and confidential way to get started. You will be asked to enter information about yourself, which will assist us in better understanding how we may be able to help. After we assess the information that you have provided, a certified counselor will contact you in order to complete the credit counseling session - either by phone or in person.

You will be asked to provide information on the following:

• Contact information
• Co-applicant information
• Budget information (monthly income and expenses)
• Creditor Information

NOTE: It may be helpful to have items available such as pay stubs, bills related to household expenses, and creditor statements.